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YES we cnat be too careful these days...and the hacking is amde way too easy by the use of "passwords" that are in plain view...i mean using phoen numbers and birthdays or names of pets etc types of personal info placed in full public view...the thief has just a little work to try the combinations and viola..strike gold..and he is IN !! From then in its plain sailing. A Good Password should have NO CONNECTION at all with anything "YOU"...if there is the tiniest connection..hackers can find that crack...