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As a student of multiple religions, this is my understanding:

Catholics believe that a mix of good works and Grace are necessary for salvation, and good works are seen as a kind of "earning points" for a "heavenly reward."

Protestantism comes in varieties that cover the whole range from Catholicism to Born-Again christians.

Born-Again Christians, (a.k.a Evangelical, Charismatic, or Spirit-Lead Churches)  are adamant that the Grace from Christ's atonement allows salvation as a "free gift" that you could not ever deserve. It is sinful to image that you have merited salvation. Good works are encouraged, but thought of as a response of gratefulness to God's Grace.

Mormons (an American Christian religion started by a prophet in the 1830's), like Catholics, believe in a mix of Grace and works. Their scripture says, "We are saved by Grace after all that we can do."  Mormons have levels of heaven, so there is a difference between "salvation" and "exaltation".  Virtually everyone will be "saved". (The only "hell" is "outer darkness".)  "Exaltation" is "earned" but not as a reward for good works. Good works cultivate spiritual maturity. Exaltation (becoming like God) is a state of being that is attained through good works and the help of Grace.